Small Business Health Insurance

Cigna Healthcare Singapore makes it easy, efficient and affordable for you to care for your employees.

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Why choose Cigna Healthcare for your small business

Small and medium enterprises (SMEs) have all the duty of care obligations of a larger corporation but without the same resources. As an employer, while you want to provide health and medical insurance to take care of your employees, you may be concerned that it comes with a heavy price tag both in terms of cost and administration time. You may wonder if affordable health insurance for small businesses even exist. We understand.
That’s why Cigna Healthcare’s SMEs and small business health and medical insurance plans have been specifically designed to make it easy and efficient for you to care for your employees.

Customised health plans

Our small business health insurance plans are ideal for organisations of 20 to 149 employees that value simplicity and flexibility.

Cigna Care Connect Cigna Prime

Coverage

Local group health coverage that protects your employees who are residing in Singapore.

International group health coverage that protects your employees both at home and abroad.

Suited for

Small businesses with local employees who do not engage in business travel.

Small businesses with overseas offices, expatriate hires or employees who are frequent travellers.

Employer benefits: Ease & efficiency

Easy administration via our online portal and mobile app :

Cost management solutions including effective claims monitoring and fraud investigation :

Also includes global network with preferred rates

Value-adding employee-centric programmes to promote good health and productivity :

Full health and well-being programme :

Clinical and case management support :

Access to Cigna’s 100+ in-house doctors and nurses

Employee benefits: Care & convenience

Extensive network of healthcare providers :

Easy access to over 800 panel doctors island wide in Singapore

Easy access to over 1.7 million healthcare professionals globally, including private hospitals and specialists

Cash-less transactions :

24/7 customer service centre :

Multi-lingual and multi-currency support :

International support in multiple languages

Why choose Cigna Healthcare for your small business

Let our consultants prepare a customised small business health and medical insurance plan that best meets your needs.

Easy administration with the Cigna Care Connect app

Managing health insurance for members is now much easier with the Cigna Care Connect mobile app. Our secure, one-stop digital platform provides instant benefits and access by placing common tasks in the palm of your hands.

For Employers / Administrators

  • View member and dependent details
  • Run membership reports and policy agreements
  • View policy benefits
  • Update employee records
  • Manage memberships and plan usage

For Employees

  • Submit and track claims anytime, anywhere
  • Access and print personal e-cards
  • Upload paperless claim documents
  • Apply for Guarantee of Payment
  • Keep track of annual limit balances
  • Locate healthcare providers in the vicinity using the clinic locator
  • Schedule appointments with specialists
  • Contact Cigna for 24/7 customer support

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg)

You may wish to seek advice from a qualified adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the product in question is suitable for you. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing it, you may terminate the policy in accordance with the free-look provision, if any, and we may recover from you any expense incurred by us in underwriting the policy.
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Cigna Europe Insurance Company S.A.-N.V. Singapore Branch (Registration Number: T10FC0145E), is a foreign branch of Cigna Europe Insurance Company S.A.-N.V., registered in Belgium with limited liability, with its registered office at 152 Beach Road, #33-05/06 The Gateway East, Singapore 189721.

The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by The Cigna Group Intellectual Property, Inc. licensed for use by Cigna Corporation and its operating subsidiaries. All products and services are provided by or through such operating subsidiaries, and not by Cigna Corporation. Such operating subsidiaries include Cigna Europe Insurance Company S.A.-N.V. Singapore Branch.