Health Insurance Comparison - What's the Difference?

Differences between group and individual health insurance plans

Differences between group and individual health insurance plans

Your health is important, so having a health insurance plan in place should always be a priority, not an option. But if you are already covered by your company’s health insurance plan, do you still need your own individual health insurance, and vice versa?

This question is best answered by understanding the key differences between an individual health insurance that you purchase for yourself and your family, and a group or corporate health insurance plan provided by your employer.

Cigna Healthcare Says

There’s no one-size-fits-all answer to this question, as everyone has different health insurance needs. Generally speaking, however, given that group health insurance plans are meant to provide broad coverage for all employees, chances are, it would not completely satisfy individual needs. Layering group health insurance with your own personalised individual health insurance plan could be a good strategy.

Speak to our consultants for a deeper understanding of the pros and cons of group health insurance and individual health insurance.
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